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sim card 20 credit & Services: Life Insurance

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Hi all, just a short info: I bought a Fonic SIM-Card with 20 € credit on it on www. germansimcard.com Now I received a voucher for a free .
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Why should I buy life insurance?

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1. Replace income for dependents
   

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2. Pay final expenses
   

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3. Create an inheritance for your heirs
   

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4. Pay federal “death” taxes and state “death” taxes
   

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5. Make significant charitable contributions
   

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6. Create a source of savings
   

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